His girl friend along with john have pledged to marry once they save $30,000 for their dream house. But the minute they reach their economic goal, John realizes his niece has been accepted at Harvard, and he's reminded of his promise to cover her tuition (nearly $30,000). John's friend Duff convinces him to show into petty crime to get the payment... but Duff's hare brained schemes spin quickly out of control.